Author Archives for David B. Coulter

What’s an Employment Credit Score?

April 22, 2010 3:42 pm Published by Comments Off on What’s an Employment Credit Score?

An Employment Credit Score is a pioneering concept from Smart Credit. It is a score for individuals to understand how employers may judge them based upon their credit report.


The Job Applicant’s Death Spiral

April 8, 2010 4:36 pm Published by Comments Off on The Job Applicant’s Death Spiral

The job applicants’ death spiral is a terrible problem and is happening to more people every day. It starts with someone who is unemployed and searching for a job.