What is a Good Credit Score?
March 7, 2024 6:37 pm Leave your thoughtsSummary: A good credit score is generally 700 or higher and signals strong creditworthiness, helping unlock better loan approvals, lower... View Article
Categories for Credit for Beginners
What Is An Auto Credit Score?
January 26, 2024 7:09 pmWhen buying a car most people don’t know their credit score is not used to determine their car loan. Instead, a different score is used. It’s something called an Auto Industry Option Score (‘Auto Score’).
How To Remove Late Payments From Your Credit Reports
November 8, 2021 11:27 am Leave your thoughtsIf you’re exploring how to remove late payments from your credit report, you’re already on the right path to responsible credit choices. Even better news? You have a few options for setting the record straight.
What Can I Do if My Credit File Is Mixed With Someone Else’s?
November 1, 2021 11:24 am Leave your thoughtsIf your name is as common as “James Smith” or “Maria Garcia,” you might find yourself asking: “How do I correct a mixed credit report?” Once your file’s mixed, it takes a little legwork, a lot of patience and, sometimes, a bit of help from the pros to unmix it.
Fraud Alert vs. Credit Freeze: What’s the Difference?
October 18, 2021 11:18 am Leave your thoughtsTargeted by fraudsters? Even if you only suspect a threat, your first step should be a fraud alert or credit freeze. Find out the difference between the two and how each can protect your sensitive financial information.