When buying a car most people don’t know their credit score is not used to determine their car loan. Instead, a different score is used. It’s something called an Auto Industry Option Score (‘Auto Score’).
If you’re exploring how to remove late payments from your credit report, you’re already on the right path to responsible credit choices. Even better news? You have a few options for setting the record straight.
If your name is as common as “James Smith” or “Maria Garcia,” you might find yourself asking: “How do I correct a mixed credit report?” Once your file’s mixed, it takes a little legwork, a lot of patience and, sometimes, a bit of help from the pros to unmix it.
Targeted by fraudsters? Even if you only suspect a threat, your first step should be a fraud alert or credit freeze. Find out the difference between the two and how each can protect your sensitive financial information.
Imagine that the unthinkable happens and your loved one suffers from sudden memory loss or an extended illness. Would you be able to step in and take over their financial affairs? Here’s what you need to know to protect their assets and prevent fraud losses.