When buying a car most people don’t know their credit score is not used to determine their car loan. Instead, a different score is used. It’s something called an Auto Industry Option Score (‘Auto Score’).
Imagine that the unthinkable happens and your loved one suffers from sudden memory loss or an extended illness. Would you be able to step in and take over their financial affairs? Here’s what you need to know to protect their assets and prevent fraud losses.
Lenders will often make a hard inquiry on your credit report if you’re applying for new credit lines. Find out how these affect your report and credit score, and what you can do to manage your inquiries proactively.
If you need to authorize a hard inquiry on your credit report, you’ll probably know that it will drop your score. Find out how many points a hard pull will take off your score and what you can do about it.
“How do I go from good to great credit?” This is a common question from those with a 700+ credit... View Article