How to Handle Negative Items on Your Credit Report
January 19, 2026 9:57 pm Leave your thoughtsYou were denied a car loan. Or maybe you were just shocked to see your credit score after checking it... View Article
You were denied a car loan. Or maybe you were just shocked to see your credit score after checking it... View Article
If you’re exploring how to remove late payments from your credit report, you’re already on the right path to responsible credit choices. Even better news? You have a few options for setting the record straight.
A summary of the impact of one late payment to your credit scores
A summary of Equifax's June 2012 study on consumer loan delinquencies
A summary of the TransUnion study which reveals credit card delinquencies are the lowest in recent years