The Future of Credit Scoring
February 29, 2024 7:00 pm Leave your thoughtsIn the financial world today, there is perhaps no more ubiquitous metric than the credit score. For decades, FICO and... View Article
Categories for Understanding Your Credit Score
What Is An Auto Credit Score?
January 26, 2024 7:09 pmWhen buying a car most people don’t know their credit score is not used to determine their car loan. Instead, a different score is used. It’s something called an Auto Industry Option Score (‘Auto Score’).
myLONA: A New Way of Borrowing Money
February 1, 2023 10:20 pm Leave your thoughtsThe new feature that will revolutionize the lending industry in America Have you ever felt like your credit score is... View Article
How To Remove Late Payments From Your Credit Reports
November 8, 2021 11:27 am Leave your thoughtsIf you’re exploring how to remove late payments from your credit report, you’re already on the right path to responsible credit choices. Even better news? You have a few options for setting the record straight.
What Can I Do if My Credit File Is Mixed With Someone Else’s?
November 1, 2021 11:24 am Leave your thoughtsIf your name is as common as “James Smith” or “Maria Garcia,” you might find yourself asking: “How do I correct a mixed credit report?” Once your file’s mixed, it takes a little legwork, a lot of patience and, sometimes, a bit of help from the pros to unmix it.